Comprehensive Features
Every feature listed below is verified against FINLOG's actual codebase. We explicitly identify live features versus planned future developments.
1. Money Spaces & Multi-Stack Budgeting
Dynamic Money Spaces
Partition your total wealth into purposeful compartments: Main Stack, Emergency Reserve, Rent & Utilities, Business, and Savings. Each space maintains its own isolated balance, monthly spending ceiling, and historical timeline.
Atomic Stack Transfers
Move funds between Money Spaces instantly. Internal transfers automatically credit the target space and debit the origin space with verified zero-variance net balance impact.
Rapid Expense & Income Logging
Quick entry keypad optimized for real-life transactions. Supports Ghanaian Cedi quick-chips (+200, +100, +50, +20), split notes, customizable categories, and optional payment methods.
2. Statement Importer & PII Redaction
MTN Mobile Money PDF Parser
Native on-device ingestion of official MTN Ghana Mobile Money statements. Supports password decryption for secured PDFs and extracts transactions with 100% precision.
Telecel / AT Ghana XLSX Parser
Parses Telecel statement spreadsheets and 14-digit timestamp formats. Intelligently extracts counterparty names and normalizes references.
Offline PII Sanitization
Before sending transactions for AI smart-categorization, customer phone numbers and names are stripped on your device. Alternatively, use the built-in offline regex categorizer.
3. Visual Analytics & Burndown Insights
Spending Donut Chart
Native SVG donut chart displaying categorical breakdowns with active segment expansion and percentage callouts. Tap any category slice to inspect underlying transactions.
Budget Burndown & Health Tiers
Dynamic progress bars with 3-tier health thresholds: Healthy (<70%), Warning (70-90%), and Overbudget (>90%). Includes safe-to-spend daily calculations based on days remaining in the month.
6-Month Cash Flow Trends
Historical monthly grouped bar charts comparing total income vs expenses. Automatically filters out intra-stack transfers to show true net savings and deficit trends.
4. Multi-Currency, Physical Cash & Utilities
8 Supported ISO Currencies
Strict partition boundaries for GHS (Ghanaian Cedi), USD, CAD, GBP, EUR, NGN (Nigerian Naira), JPY (Japanese Yen), and KWD (Kuwaiti Dinar). Zero mixed-currency contamination or unverified conversion rates.
Debt & Loan Payoff Tracker
Track personal loans, borrowed funds, and lent capital. Supports APR amortization schedules, payment due notifications, and one-tap principal paydown.
Recurring Expense & Bill Manager
Track recurring personal expenses (e.g., Netflix, Spotify, gym, rent, domain names). Predicts upcoming renewal dates and allows 1-tap logging to specific Money Spaces.
Roadmap & Future Capabilities
FINLOG is actively expanding. Features planned for upcoming v2.0 releases include:
- Automated In-App Purchases (StoreKit): Pro entitlement billing via verified Apple receipt validation.
- Cross-Device Encrypted Sync: Automated real-time synchronization between iPad and iPhone over zero-knowledge channels.
- Custom Category Tax Tagging: Advanced exports tailored for Ghanaian GRA and international tax filings.